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Pignon

Regulation CCQ, r. 8.01 in force since August 14, 2025

Bill 16, prepared.Your condo, in order.

Pignon is the dashboard for Quebec condo syndicates. It reads the invoices, reports and policies already in your Gmail and Google Drive, keeps your maintenance log and funds up to date, and prepares the syndicate's certificate, the accountant's package and the insurance file, in French or English, ready to hand to the notary, CPA, broker or professional who reviews them.

Free to start, no card. Sign in with Google or by email.

You confirm. Pignon keeps the register.

Volunteer directors shouldn't have to become clerks. Documents come in, Pignon reads them, you approve with one click.

  1. 1. Add your documents

    Pick files from Google Drive, search Gmail attachments read-only, or drop PDFs and photos. Pignon only sees what you give it.

  2. 2. Gemini reads and files

    Each document is recognized (invoice, quote, report, policy, financial statements) and linked to the right component, fund and contractor, with GST, QST and RBQ licence.

  3. 3. You confirm

    One click per document. The log, funds, deadlines and register update, and every figure points to its supporting document.

What Bill 16 requires of your syndicate

Bill 16 (S.Q. 2019, c. 28) and the Regulation establishing various rules concerning divided co-ownership (CQLR, c. CCQ, r. 8.01), in force since August 14, 2025, complete the insurance and self-insurance rules of Bill 141 (S.Q. 2018, c. 23): together they set four groups of obligations. Existing syndicates have until August 15, 2028 to obtain their first maintenance log and first contingency fund study.

C.C.Q. 1070.2 · r. 8.01, s. 1-6

Maintenance log

Inventory of common portions, required maintenance and major repairs over 25 years, prepared by an independent engineer, architect, chartered appraiser or professional technologist. Updated yearly by the board, revised every 5 or 10 years.

C.C.Q. 1071 · r. 8.01, s. 7-9

Contingency fund study

A signed study, renewed at least every 5 years, recommending the fund's opening balance and annual contribution. Co-owners' contributions are set on the basis of these recommendations.

C.C.Q. 1068.1 · r. 8.01, s. 10

Syndicate's certificate

Due within 15 days of a selling co-owner's request: funds, 3 years of contributions, financial statements, budget, insurance, losses, work done and planned, litigation.

C.C.Q. 1071.1 · 1073

Self-insurance fund and insurance

A liquid fund set according to the deductibles, and insurance covering the building's reconstruction, with the amount appraised at least every 5 years by a chartered appraiser.

Documents addressed to co-owners must be written in French (art. 1070.1.1 C.C.Q.). Every Pignon report also switches to English, for an English-speaking buyer, broker or professional.

Free tool

Bill 16 checker: your deadlines in 30 seconds

Enter your building's profile: the checker works out your maintenance log revision cycle (5 or 10 years) and next deadlines, under section 5 of the regulation.

Leave the dates blank if you have neither a log nor a study.

Log revision: every 10 years

Your building has at most 8 private portions (6), at most 3 storeys entirely above ground (3).

  • Obtain the maintenance log

    By an independent professional.

    by August 2028 at the latest

  • Annual log update

    By the board of directors.

    every year once obtained

  • Obtain the contingency fund study

    By an independent professional or CPA.

    by August 2028 at the latest

  • Syndicate's certificate

    In force since August 14, 2025, no grace period.

    15 days after each request

  • Reconstruction cost appraisal

    By a chartered appraiser (art. 1073 C.C.Q.).

    at least every 5 years

General information, not legal advice. Check the dates against your declaration of co-ownership.

The required documents, prepared for whoever reviews them

Pignon doesn't replace the professional, the notary or the accountant: it hands them a complete, current file. Each report flags what's missing, switches between French and English, prints to PDF or is shared through a temporary read-only link.

Syndicate's certificate

The regulation's items, numbered like the official text, filled from your data, with the 15-day countdown. Signed by the authorized person.

Annual maintenance log update

Maintenance, repairs, inspections, documents added and postponed work with reasons, for board approval.

Accountant's package

General ledger as CSV, statement of funds, debts and claims, budget vs. actual, supporting documents and questions for your CPA.

Insurance quote package

Reconstruction value, fire protection, system ages, 5-year losses and deductibles, ready for your brokers.

Notice of annual meeting

Notice of meeting, agenda and the list of documents to attach (art. 1087 C.C.Q.).

Package for the professional

Inventory, history and documents the engineer or technologist reviews to prepare or revise your log and study.

Share with the reviewer, no lost attachments

A read-only link that expires after 7, 30 or 90 days gives the notary, broker or professional a copy of the report and, if you choose, the supporting documents. Co-owner names are left out. Revoke the link in one click.

Verified contractors, at the right time

From a component or a task, Pignon searches the Régie du bâtiment du Québec's active licences (open data) for those covering the work in your city, puts your directory and your board's verdicts first, and drafts the quote request. No contractor pays to be ranked.

Your documents stay yours

  • Access only to the Drive files you pick; Gmail read-only, when you ask.
  • Nothing enters the register, log or finances without your confirmation.
  • Data hosted on Google Cloud, role-based access (admin, board, viewer).
  • Export any time: your data is never held hostage.

Pricing

Free to start, no card. You only pay to take your reports out of Pignon or to add people. One price per building, whatever its size, plus taxes.

Free

1 person

$0 forever

  • Dashboard and reminders
  • Log, register and finances
  • Every report on screen, FR and EN
  • Google Drive and Gmail

Essential

Up to 2 people

$10 per month

  • Everything above
  • Print, PDF and CSV
  • Share links for the notary, accountant or broker

Team

Up to 10 people

$20 per month

  • Everything in Essential
  • Board, manager and reviewers
  • Role-based access

Bill 16 frequently asked questions

What is Bill 16 for condominiums in Quebec?

Bill 16 (S.Q. 2019, c. 28) amended the Civil Code of Québec to strengthen the rules for divided co-ownership. It requires every syndicate to keep a maintenance log, to obtain a contingency fund study and to provide a certificate on the condition of the co-ownership when a unit is sold. Its regulation (CQLR, c. CCQ, r. 8.01) has been in force since August 14, 2025.

When do the maintenance log and the contingency fund study become mandatory?

The regulation has been in force since August 14, 2025, and existing syndicates have a three-year transition period, until August 15, 2028, to obtain their first maintenance log and first contingency fund study. A log or study obtained in the two years before August 14, 2025 stays valid for five years if its author meets the regulation's conditions.

Who can prepare a condo's maintenance log?

Only a member of the Ordre des ingénieurs, the Ordre des évaluateurs agréés, the Ordre des architectes or the Ordre des technologues professionnels du Québec can establish the log, if they work mainly in property management, construction, renovation, appraisal or inspection. They must be independent: not a director, manager, co-owner or occupant of the building, nor the spouse of one.

How often must the maintenance log be revised?

A professional must revise the log at least every 5 years. That becomes every 10 years if the building has at most 8 private portions (not counting parking and storage), at most 3 storeys entirely above ground, or no common portion located inside a building. The board must also update the log at least once a year.

What is the syndicate's certificate, and how fast must it be provided?

The syndicate's certificate on the condition of the co-ownership is the document a seller must give the prospective buyer (art. 1068.1 C.C.Q.). The syndicate must provide it within 15 days of the co-owner's request. It must be dated and signed by an authorized person, with their name and title.

What must the syndicate's certificate contain?

At minimum: the contingency fund balance and the study's recommendation, contributions required and paid over 3 years, available cash, the surplus or deficit on the last 3 financial statements, the current budget, the syndicate's insurance, the self-insurance fund and the highest deductible, and a summary of inspections, losses, major work, pending litigation and amendments to the declaration (r. 8.01, s. 10).

What is a condo syndicate's self-insurance fund?

The self-insurance fund is a liquid fund every syndicate must set up (art. 1071.1 C.C.Q.). It pays the deductibles of the syndicate's insurance and damage that neither insurance nor the contingency fund covers. It is based on the deductibles plus a reasonable additional amount; in practice it is compared with the highest deductible, excluding earthquake and flood.

Must the building's reconstruction cost be appraised?

Yes. The syndicate's insurance must be enough to rebuild the building, and that amount must be appraised at least every 5 years by a member of a designated professional order, a chartered appraiser (art. 1073 C.C.Q.). Pignon keeps the appraisal on file and warns you before it expires.

Must the condo register be in French?

Yes. The register, the documents kept for co-owners and any document the syndicate writes for a co-owner must be in French (art. 1070.1.1 C.C.Q.). Pignon produces every report in French and lets you switch it to English for owners or reviewers who prefer it.

Does Pignon replace the engineer, technologist, notary or accountant?

No. Pignon prepares the files; it does not certify them. The log and the study are still signed by an independent professional, the financial statements are reviewed by an accountant and the certificate is signed by the syndicate. Pignon gathers the inventory, work history and supporting documents, and lets you export them or share them by secure link, which cuts billed hours.

Is Pignon a good fit for a small self-managed condo?

Yes, that is who it was built for. A volunteer-run syndicate of 2 to 30 units gets a compliance picture in minutes, then spends a few minutes a month confirming the invoices and documents Pignon has read and filed.

How does Pignon access my Gmail and Google Drive documents?

Pignon only accesses the Google Drive files you pick yourself and the documents you upload. If you connect Gmail, it only searches for attachments when you ask, read-only, and keeps only the ones you choose. Nothing goes into the register, the log or the books without your confirmation.

Ready for August 2028, starting this winter.

Set up your syndicate in minutes: Pignon reads your declaration of co-ownership to prefill the rules, then guides you document by document.

Set up my syndicate